titleHow One Small Business Used Intellectual Property To Create Incredible Success/titlepBusiness owners, entrepreneurs and CEOs, often want to know how a small businesses can capitalize on intellectual property. They wonder, is IP protection for big firms only? What difference does IP make to them? Sure, its nice to know that IBM earns billions each year in royalty payments on its IP portfolio, but what about the rest of us?/ppHeres a small business success story built on IP rights./ppThe story involves a small group of software developers led by a college drop-out. Like many developers, they were hired to do programming for others on an hourly basis. One day, however, IBM knocked on their door, wanting an operating system for its new line of computers./ppThe programmers didnt have anything on hand to fit the order, but were aware of another small firm, Seattle Computer Products, with a suitable program called the Quick and Dirty Operating System. The programmers bought QDOS for $75,000, renamed it DOS, and licensed it to IBM for an advance of several hundred thousand dollars./ppThe profits didnt stop there, however, because the programmers wisely gave IBM a non-exclusive license, leaving themselves free to license DOS to others./ppBy 2006 the revenues of this once small software company had grown to $44.3 billion. Quite a return on its early $75,000 investment./ppYou probably recognize the small business Im describing. The history of Microsoft, now one of the most successful companies in the world, provides a great lesson for how a small business can use IP rights to create incredible revenue and success. The story also demonstrates the genius of Bill Gates as an entrepreneur. He recognized that retained IP rights would be the companys ticket to success. As he said later:/ppOur restricting IBMs ability to compete with us in licensing MS-DOS to other computer makers was the key point of the negotiation. We wanted to make sure only we could license it. . . . We knew that if we were ever going to make a lot of money on DOS it was going to come from the compatible guys, not IBM./ppSmall businesses can benefit dramatically by turning more of their business assets into valuable IP assets. Unfortunately, many ignore simple, inexpensive steps to secure these rights, leaving others - like Apple, Microsoft, and IBM - to charge ahead. What are you doing with your IP to secure your business success?/ppAuthor, speaker and attorney Mark V.B. Partridge is an internationally recognized expert in intellectual property with over 25 years of experience helping major corporations, entrepreneurs and creative individuals protect their IP rights. As a professional speaker, he offers seminars, workshops and keynotes to help business leaders use IP to turn intellectual capital into incredible value. His book, Guiding Rights: Trademarks, Copyright and the Internet is available at Amazon.com and other online bookstores. For more information, visit a target=_new href=http://www.GuidingRights.comhttp://www.GuidingRights.com/a/pbrbr
How To Buy Authentic Mitchell And Ness Jerseys On eBay
There are so many fake jerseys on eBay it’s not even funny. I know some of you don’t care if you’re buying a fake jersey as long as it looks real and you get it cheap. However, for those of you who only want the genuine jersey, here are five tips to help you get the real deal…
1) The best way to avoid buying a fake Throwback jersey is to check the Official Mitchell & Ness website to see if they make the jersey you want to bid on. If you are still unsure then you can call them directly and talk to a representative who will gladly tell you what jerseys they are making and have discontinued.
2) If you can buy an authentic M&N Throwback jersey for under $100.00 then there’s a 99% chance it is a fake. These jerseys retail for around $300.00 and no one can stay in business selling real Throwbacks at these ridiculous prices! This is one case where you do get what you pay for - a fake. So don’t buy any M&N jersey if it’s $100 or less!
3) Look out for blurry pictures where you can’t see any of the details on the jersey. Also, most auctions selling fakes do not include close ups of their jerseys. This prevents you from seeing faulty craftmanship such as uneven or crooked stitch lines, different color stitching that overlaps one another, the fake paper tags with the bar code and sale price, faded holograms, and sloppy jock tags (on the bottom left front of the jersey). Some even steal pictures from the M&N website and pass them off as their own.
4) If a seller states NO RETURNS on his auction, beware. The only reason for a no return policy is because you will most likely know you got taken by a scammer and you will want your money back. Do yourself a favor and stay away from these sellers.
5) No doubt you’ve already heard, China is selling us lots of junk now a days. It’s no different with jerseys. If a seller is from overseas, look somewhere else for your jersey. Asia has become the knockoff capital of the world. Look it up on the internet for yourself. Yes, some M&N product is made overseas. All i’m saying is to think twice and do your homework before you buy from overseas.
So there you have it, A crash course on buying Authentic Mitchell & Ness Throwback jerseys on eBay. In my opinion, if you want a real M&N jersey, just order it from their website.
Visit http://www.The49erFan.com for Official NFL Merchandise.
Lead Generation Basics For The Business Who Wants More Sales
Are you generating enough leads to drive the sales volume you desire? Do you know what a lead looks like and why they are so important? Many businesses do not understand the basics of lead generation and to a fault lose business they deserve.
If you’re not generating enough leads, perhaps your sales and marketing teams don’t understand the value of a solid lead generation program properly implemented. You can have all the fresh qualified leads you want if you just knew how to attract them the right way.
Lead generation is a critical part of your business, because:
- Leads are qualified individuals interested in what you offer,
- Leads are willing to invest in a specific solution,
- Leads have a specific problem they want to solve now,
- Leads look just like the customers you already have,
The bottom line, leads are people who raise their hand to learn more about your product or service … and more importantly are highly likely to purchase that solution.
I’ve put together a free course that provides more detail about the relationship between generating qualified leads and sales; you’ll find the complete course at http://b2barticles.com/17EasyWays/
Meanwhile, let’s start qualifying leads at every step. Now that you know the definition of a lead, look at each name that comes across your table. With many clients, I’ve sat down with sales to develop a list of questions that should be answered about each lead that help determine if the lead is qualified or not.
The foundation of lead generation is qualification. Are you qualifying leads? Are you identifying key problems? Are you making sure they have money to spend? If not, you’re losing sales you deserve.
Justin Hitt, helps turn business relationships into profits guaranteed. For more information on copywriting and advisory services, call +1 (757) 282-7779 or visit http://justinhitt.com/
How to Prevent IP Ownership Issues When a Strategic Alliance, Joint Venture Or Collaboration Fails
Technology-focused collaborations form a foundation of corporate planning strategies today. Such collaborations can be in the form of strategic alliances, joint ventures, open innovation or other legal structures. Regardless of how the participants characterize and legally structure such collaborations, the most common motivation for forming such alliances is to pool technology and R & D resources. When technology and R & D is involved, it must follow that IP (”intellectual property”) ownership issues should loom large in the planning stage of the collaboration. However, my experience shows that the parties rarely give appropriate consideration to IP ownership in the agreements that are supposed to fully set out the rights and responsibilities of the parties.
I can say with authority that IP issues are not usually given proper consideration in collaborative agreements because my expertise in this area results primarily from helping clients after their collaborations have failed. My clients typically sought my help after their collaborations went sour and they sought to exit the relationship with at least some valuable IP rights intact. In each of these situations, it was apparent that if my client had come to me for advice while they were executing the general business and financial parameters of the collaboration agreement, they may not have needed me to fix things on the back-end. Put simply, if I had been brought in on the front-end to put a fine point on IP ownership issues resulting from the collaboration, I would have been able to prevent questions regarding IP rights from even being a question.
My perspective about the preventable nature of IP ownership issues was confirmed when I recently attended a meeting of professionals who focus primarily on strategic alliances and other types of collaborative ventures. In this meeting of just over an hour, I counted at least 5 instances where someone commented something along the lines of “when the relationship goes sour, the IP issues cause problems.” From the sighs that accompanied the mention of IP ownership issues, I obtained the clear sense from these seasoned professionals that IP was not only a big problem, but also a common occurrence in their collaborations.
Smart business professionals should realize that when a significant problem occurs on a frequent basis, there likely is a failure in an associated business process. This is the case for IP ownership issues: most of the problems I have addressed on the back-end of a failed collaboration were fully predictable and the resulting problems could have been reduced or eliminated by proper planning. But if common IP ownership issues are not difficult for an Intellectual Property and Patent Business Strategist such as myself to predict and prevent, why do such issues still occur with such frequency in the collaboration space?
The answer is fairly easy from my vantage point: patent experts are typically not considered as possessing essential business knowledge and, as such, people like me are not seen as necessary participants in a collaboration deal. This is true even when the primary reason for the parties getting together in the first place is to pool existing technology and to create R & D synergies that will result in acceleration of innovation to the benefit both participants.
Admittedly, we patent experts have facilitated our not being involved on the front-end of business matters by traditionally focusing our practices on obtaining patents and litigating them for clients. We have left business matters to business professionals and transactional lawyers because, as a highly specialized profession, we felt more comfortable in the area of our own expertise. Also, we have not generally reached out to educate others about our somewhat “arcane” area of legal expertise. Our knowledge has remained closely held within the confines of patent practice and, as a result, we have been problem fixers. as opposed to preventing problems before they occur.
Business and legal experts reside today in functional silos that effectively prevent communication and education. Unless these silos are broken down, it is inevitable that business professionals will continue to destroy corporate value by not sufficiently including IP ownership in their collaboration agreements. Patent experts can continue to create value for ourselves by expending efforts to preserve our client’s IP rights when the collaboration fails.
The definition of insanity was said by Albert Einstein to be “doing the same thing again and expecting a different result”. To this end, it is insane for business professionals who deal in the collaboration space to continue to struggle with IP ownership issues over and over again because there is no doubt that complications and disappointment will inevitably arise. While not all of these issues can prevented by up-front analysis, I can virtually guarantee that the cost and effort of resolving IP ownership after a collaboration failure will be considerably less when a business-focused patent professional such as myself is brought in at the collaboration planning and agreement preparation stage.
Jackie Hutter is Principal of The Hutter Group, a leading provider of IP (”Intellectual Property”) business counseling and competitive analytics to forward-thinking organizations that seek to maximize firm asset value by capitallizing on the power of intellectual property. She has over 13 years experience counseling innovation-driven companies, universities and business development and investment professionals in maximizing their firm intellectual asset value. Jackie was named a SuperLawyer(R) in Intellectual Property in Georgia in 2004, and she has been a frequent speaker on IP issues to her fellow lawyers. Jackie was formerly Senior Patent Counsel at a Georgia-Pacific LLC, where she had sole responsible for Dixie(R) patent matters and, later, the company’s Chemicals business. Prior to joining Georgia-Pacific, Jackie was a shareholder at the prestigious IP firm of Needle & Rosenberg, PC (now Ballard & Spahr), where she represented mulit-national companies, universities and innovators in protecting their IP to create maximum asset value. Jackie has also been a patent and IP litigator, which gives her a unique perspective in how to maximize firm IP value by avoiding litigation. Prior to attending law school on a full academic scholarship and where she graduated with honors, Jackie obtained her M.S. in Pharmaceutical Sciences and she spent several years as practicing chemist at Helene Curtis (now Unilever). She is a named inventor on one U.S. patent. Jackie lives in Decatur, Georgia, in a groovy mid-Century modern house with her husband, 2 daughters and several pets.
The Attraction Of Ladies Golf Bag Accessories
Has it crossed your mind that ladies golf bag accessories are an impressionable magnet? Not only do you notice a fashionable item but it draws your attention to the owner. From there you develop a range of questions, including where the accessory originated from; what other color options are available; how to order the same item for yourself?
Many times my cute colorful ladies golf accessories have garnered the attention of new business contacts, new social dates and great future networking opportunities. Anytime I attend a corporate golfing event or fundraiser, I always make it a point to be prominent. I make my beautiful ladies golf apparel and accessories work for me. Your apparel and accessories tell a story; they express your personality and when trying to network, it’s in your best interest to be noticeable, in a subtle way.
I always take my monogrammed item, hoping I’ll be one of the few who thought of this. I flaunt it around and make sure it’s in plain view so people will remember and associate it with the event I attended. Sure, it’s such a small leap of faith but it has worked in my favor a few times. The other attraction at a golfing event is your accessories. Golf bags and totes, feminine fashion inspired golf head covers or perhaps a trendy water bottle cover will often get noticed and spark a conversation.
Trying to acquire that new social date? Well keep in mind, drawing the attention of the opposite sex is an absolute guarantee with the right golf accessory. Many of the ladies golf accessories are styled to be striking, exciting and fashionable. And what do these things do? Attracts and draws attention to the obvious. It has nothing to do with the game itself only the psychology of the fashion and how it plays a part in your strategy.
Utilizing trendy ladies golf accessories for gifts is a safe bet for the golfing devotee. By choosing something stylish that stands out, you’ll set your gift apart from the rest. Something noticeable that sets the trend and keeps them aware of your fashion sense will often designate you as the authority on ladies golfing style. You might just find other lady golfers following suit and asking where you’ve purchased your treasures. Now whether your strategy is to pick up some extraordinary fashionable golf accessories for the look and feel of exclusive new trends or you want your peers to take notice of your summer couture with exciting colors and extensive options.
Bella Golf Wear is for the lady with a selective taste that looks for style and versatility and wants to be set apart from the rest. They offer a wide range of ladies golf accessories, including tee bags, golf shoe bags, golf club covers, golf head covers and monogrammed items. Visit us at http://www.bellagolfwear.com
Pantyhose - A Symbol of Elegance For Women
Gone are the days when the inner garments were associated with only the privacy of bed rooms. These days, they are considered as a symbol of elegance and style statement. Be it in corporate meetings or official parties or even an evening out with friends, women prefer to wear nylon stockings.
Pantyhose (also known as tights), the delightful women lingerie belongs to the above class. Be it to conceal the blemishes of your bare legs or to give your dull outfit a gorgeous look, pantyhose look just perfect with any kind of outfit. The soft and silky pantyhose no doubt, lend an enthralling charm to the overall personality of women. Starting from their neutral colors to brazen shades, from industrial reinforced toes to sparkling ethereal, pantyhose can reflect your apparel as well as your personality.
It is comfortable to wear and the legs looks attractive yet not revealing with pantyhose, which is why pantyhose is seen as a standard official wear among women worldwide. Many women, who have a fetish for certain brands won`t mind spending exorbitant price while buying pantyhose. However, choosing the right material is more important while buying for pantyhose.
A typical pantyhose has the waist area made up of strong elastic. Generally hips part contains thicker material than legs part. The gusset or crotch area has stronger material, often made up of cotton. The legs of the pantyhose are designed with thinnest material which has a consistent work down to the toes.
Pantyhose come in different variety of fabrications starting from nylon and velvety cottons to warm wools and silky micro-fiber blends. The fact from a study also proves that, pantyhose knitted with lycra material when worn throughout the day increase blood circulation on the legs by applying even pressure. Pantyhose are available in a variety of colors and patterns. For business wear, the texture is usually neutral or skin color and the most common shades are gray, beige, white, and blacks, while fashion conscious younger women also prefer pantyhose of other range of colors and designs. Pantyhose are available in a wide range of styles, starting from the extremely rare, very thin and hardly visible size 3 to 20 standard sheer and up to 30 semi opaque.
The growing fascination for pantyhose has made the hosiery business grow in many folds in the last couple of years. People prefer to buy especially from online apparel-stores where they are able to select from a largest variety of latest products based on styles, fabrics, color combination available in market. Moreover, as the sites are specialized ones, you can get in depth knowledge about the quality and durability of the product you are choosing. One thing that is a matter of concern while choosing any undergarments is size.
Women especially who are petite or who have very long legs or who are plump are often left out when it comes to buying pantyhose but thankfully these branded online hosiery sites have tights available to suit every body type and this is another reason why people prefer to buy online. You can also take their expert customer care help in case in you have any doubts while choosing your tights or pantyhose. What is more, pantyhose come in different price range, starting from economic knee-high for daily office wear to high-range French silk satin for special event wear; it cater to the need of every kind of buyers.
If you consider pantyhose as ethnic women under garment, then think again. Now-a-days pantyhose are not just restricted as a women-wear. Many comfort-conscious men are increasingly finding ultimate comfort in the soft undergarments which are often associated with women. The perception of women hosiery has given way to unisex hosiery.
Roberto Sedycias works as IT consultant for Polomercantil
Embracing Life Fully
I was planning to write my next column about applying lessons learned in business to life when the Kirkwood shootings occurred. Living in Webster and owning a condo across from Kirkwood City Hall, the news deeply saddened me. Like many St. Louisans, my prayers go out to those who lost a loved one, knowing that words bring little comfort now. I am dedicating this column to the memory of those who perished, as a celebration of the lives they led and to those they left behind, in hopes of brighter and kinder days ahead.
The following are my recommendations about how to live each day fully.
1. Live in the now. Savor each moment. Too often, we get distracted with what we have to do next or what happened in the past. Instead, put your attention on what you’re doing. If you’re out walking, notice the trees, listen to the wind, feel the sun, smell the air. Take a shower and focus on the sensations you experience not your to-do list. Almost any activity can become satisfying and enjoyable when you are fully present.
2. Greet each day with wonder. Although as human beings we crave predictability and do what we can to insure it, the world is alive with possibility. There is so much that can happen in a day, positive and negative, which we have no idea of. When you wake up tell yourself, I will not judge this day or decide I know what’s ahead. I will let the day unfold and see what comes my way. Then I’ll decide what to do. I will let openness and mindfulness guide me.
3. Focus on what’s important. One of Steven Covey’s most insightful remarks is that we spend most of our time doing what’s urgent but not important. We carry our lengthy to-do list, yet it rarely includes items like time talking with our children, visiting a friend, sharing affection with our partner, practicing self-care. When tragedy occurs, we regret we may have made getting the laundry or dishes done more of a priority. So, tomorrow when your 5 year old wants to show you their latest art project or your teenager has 10 minutes to talk, stop and do what’s important. All we can be certain of is today.
4. Leave the past behind. Too many of us keep wounding ourselves with what’s angered or hurt us. Remember, yesterday is gone. At a cellular level, you are literally a different person today than you were the day before. Give expression to your feelings of hurt, anger, disappointment, frustration, when they occur and then let them go. Don’t hang on to these feelings. They will only poison you. The miracle of life is that each moment offers a new opportunity to change how we think, feel, act and live.
5. Practice forgiveness. Like #4, it’s important to let go of feeling wronged by forgiving those who we feel have treated us badly. Although forgiveness may take time and not be easy, when we forgive, we clear a path within our souls for compassion and peace. As many spiritual teachers have noted, holding on to hatred and hostility ultimately weakens us, and damages us more than anyone else can.
6. Practice gratitude. Even during times of trial, remember what you’re grateful for. The other day our hot water tank went out, followed by the pilot light on our furnace 2 nights later. After both were repaired, I was so grateful for a hot shower in a warm house. More than that, I felt gratitude for my cozy home, my wonderful family, a career love. Keep your focus on what you have instead of what’s missing. Life is abundant. Be grateful.
7. Cherish loved ones. Spend time with the people who are important to you. Don’t wait until a birthday, anniversary or special occasion, to appreciate others. Show them each day by giving your attention, affection, and time. Stay in touch through letters, e-mail, cell phones, whatever works. Do something that they’d enjoy, like watching sports with your husband or taking your 8 year old to the zoo. Care in small and big ways.
8. Extend lovingkindness. Start with those you love, then your community, then those you dislike, then the whole planet. Make your intention to be kind, respectful, accepting and compassionate toward everyone, starting with yourself. Ghandi said “Become the change you want to see in the world”. While we may not be able to prevent bad things from happening, we can help mend the world by practicing lovingkindness.
9. “Don’t die with your music still in you”. This quote is from Wayne Dyer who has inspired many of us to create the lives we want. Despite the multiple responsibilities required for our lives to run smoothly, we need to pay attention to what makes our heart sing and make time to pursue it. For me, one of these is writing. When Marian Rein first asked me to write for Java Journal, I thought “How will I fit this in?” Now I can’t imagine being without it. So, find your music and express it. It will bring you much joy!
10. Know that you are part of a bigger whole. One of my favorite Disney songs is “The Circle of Life” from the Lion King. To me, it captures the idea that all of us are connected and the illusion is that we seem separate from each other. But, each of us is important. Each of us makes a difference, and by embracing life fully, makes the world a better place,
When bad things happen like the Kirkwood shootings, we feel lost and helpless to mend our world. Yet, the power lies in each of us, choice by choice, day by day. We must make our goal to be better than we were the day before, more alive, more present, more compassionate, more connected with what’s truly important-each other. Only in doing so can we create a world where life is respected above all else. Only in doing so can we become all we are and more.
Dr. Diane Sanford is a psychologist, author, educator and speaker who is a nationally recognized expert in women’s health. For her complete bio and information on the services and products she offers, visit her website at http://www.drdianesanford.com
Also, find downloads for valuable article she’s written.
Foreplay - Exciting Foreplay Tips to Drive Your Woman Crazy With Pleasure
Foreplay is normally a rushed affair with majority off men. They have this basic desire to just get down to business and finish the job. However, women don’t work the same way, they need time to warm up and get aroused. This means you have to spend a good amount of time on foreplay if you want your partner to enjoy the moment as much as you do.
Foreplay does not have to be boring or routine, and it can be made into an enjoyable experience for both of you. Take the time to enjoy your partner’s body, and see how she reacts to every touch you give her. See how quick you can get her juices flowing, or enjoy making her lust for you after she is fully aroused.
Role playing during foreplay can make it extremely enjoyable for both of you. One idea would be to both choose a theme to act from, like being a doctor, police, nurse or teacher. You then enact a scene that is sexually arousing for both you and your partner. This is a great way to spice up the love making session, and will have both of you feeling very comfortable with each other.
Sex toys can be a great addition to any couples love making sessions. They will add new sensations for both parties to get aroused, and can also be very kinky. However, before you run out and bring back sex toys into the bedroom, make sure that your partner is comfortable with using them. Not all women take kindly to inserting objects in those sensitive areas.
Changing the scenery can do wonders for stimulation. If you are used to the bedroom, try a different room in the home. You may even opt for some outdoor fun instead. There are plenty of ideas you can come up with to enhance foreplay with your partner. You just have to let your imagination run wild.
Download a Free copy of the Female Orgasms Sex Guide, and learn powerful techniques to give your partner Mind-blowing orgasms. To download your free copy, click here
Baby Gifts - Never a Dull Moment’s Shopping
My personal experiences with the task of choosing a gift for a friend or just about anyone has mostly been an uncomfortable one, considering the fact that the feeling is that of being baffled between opening the right door among a dozen available. Although making a purchase for your friend entails some difficulty as you don’t want to pick the unwanted object, picking a gift for a baby is further confusing. We have come out of age and can live with weird gifts as funny incidents, while gifting a baby on its first anniversary is something that is really special and you don’t wan to mess it up.
The fact that a baby’s first birth anniversary is extra special is even understood by him, and whatever is being gifted to him goes to the gallery of memorable gifts to be cherished. Perhaps this realisation has rested properly on the minds of the gift makers, thus leading to a stage where people have found themselves being happily pitted with several personalized baby gifts.
As one of the newest concepts in this category, personalized baby gifts have made their presence felt impressively through a host of smart options like personalized name prints, framed name prints, illustrated name canvas, personalized cards, portrait canvas and even naming day gifts. So, whether the occasion is that of a new birth, christening or a baby shower, there is no dearth of options to amuse you with their creativity, where you simply need to pitch in some imagination.
After this eye opener, buying baby gifts couldn’t have been a more enjoyable experience for me as the thought of making the occasion extra special for the little angel makes me gush with enthusiasm. The next time you’re splurging for a baby, take a moment off and indulge in some creative imagination.
About The Author: Author is a well known business writer and currently writing on WOW baby gifts products like personalized baby gifts.
Health Insurance - How to Find Coverage When You’re Self-Employed
Finding your own health insurance when you’re self-
employed can be a huge challenge. Finding the right plan at
the right price can take some time. And, of course, in that
research time, you run the risk of serious illness or
injury. If that misfortune occurs, you will have a pre-
existing condition, which will severely limit your ability
in finding coverage that’s affordable, or anything at all!
Following the plan I’ve outlined below will help you to
find the right coverage for you and your family, in a
relatively short period of time.
Start your research online, because you can get a lot of
information quickly. You will find hundreds of different
sites with free quotes and multiple options for your health
insurance plan. There is a lot of competition in insurance,
so the websites are set up to attract you from the start by
being easy to use. Use any of the major search engines to
find these sites, starting by entering ‘e-health insurance’
or ’self-employed insurance.’
Go to several of the sites to get free quotes at those
that offer this service. It’s simple to just enter your zip
code, age, etc., and you will get quotes from 1 to 4
companies in just a few minutes. Then you can compare the
plans and see the advantages in coverage and price for each
plan. Your main goal is just to get information, but go
ahead and apply if you find a plan that is perfect for you.
Once you have finished your online research, call or go to
local and regional insurance providers. With your online
research, you will have a knowledge base to evaluate the
deals the local provider offers you. In person, the company
might offer better deals than what you found online, or
they might be similar or worse. Your online research will
give you the background you need to evaluate what you’re
offered in person.
Be sure, too, to talk with people you know; ask what
insurance they have and whether they buy it individually or
are enrolled in a group plan. Your family, friends and
neighbors can tell you about the advantages and
disadvantages of working with specific companies.
You’ve gotten good information about plans, coverage and
prices through your research, but the information on
customer service can only come from your contacts. They can
tell you about the reality of working with specific
companies.
One cost-cutting measure to consider is to exclude
prescription and dental coverage. You might want to choose
a plan that excludes those, and instead put the money you
would have spent for that special insurance coverage into a
savings account. You can use those funds to pay for dental
costs and prescriptions, rather than paying the insurance
fees.
Once you complete your research, you will be shocked at
the cost. Yet, you will know that you have found the best
possible coverage for you.
Lila Norden is a career and business counselor. Lila offers valuable information to help you make decisions about your business growth and development. Visit her web site FP Employment. Additional articles by Lila are also at F-Com Finances and FLS Job
